Shared money, handled calmly

Shared money, less tension.

Flowt is the shared-money app for people who split real life: budgets, receipts, flexible splits, invites, reminders, and settlement in one calm monthly flow.

Live on iPhone with free tracking and optional Flowt Pro upgrades.

Shared Money OS
Budget, split, settle, and understand together.
Budget Spaces
Separate home, solo, roommates, and trips.
Assistant + alerts
Ask questions and stay synced on what changed.

Full walkthrough

See the monthly flow in under a minute.

A quick pass through the real app moments: opening the month view, scanning a receipt, adjusting splits, reviewing charts, and settling up.

Why Flowt

Built for shared money — not solo spreadsheets.

Most budgeting apps track one person. Split apps stop at “who owes what.” Flowt combines both, so shared costs stay clear from the first receipt to the final settlement.

  • One place: budgets, receipts, splits, reminders, and settle-up.
  • Less explaining: everyone sees the same numbers and activity.
  • Cleaner endings: know exactly who pays whom, then record it.
Couples

Share life without merging every account.

Groceries, rent, dates, goals — tracked together, settled calmly.

Roommates

No more “who paid last time?”

Utilities, supplies, shared groceries, and balances stay visible.

Trips & groups

Split the group without the spreadsheet.

Choose who joined each expense and settle people one by one.

Complete capability map

Everything shared money needs.

A simple loop: create a space, add spending, understand the month, settle up, and stay synced.

01

Budget Spaces

Separate ledgers for solo, couples, roommates, trips, and households.

02

Receipt capture

Scan or upload. Review items. Save faster.

03

Flexible splits

50/50, custom, selected people, and default preferences.

04

Settlement

Clear who pays whom, then mark it done.

05

Charts

Combined, shared, and personal views for the month.

06

Assistant

Ask questions and get safe, proposal-only guidance.

07

Invites

Email links, join codes, and fallback pages that help.

08

Notifications

Shared activity, invites, and settlement updates in one inbox.

Feature coverage

Every important capability, shown with product motion.

Household May balance
You owe Alex $118.20

Groceriespaid by Alex$86.42

Home supplies50/50$29.16

Split shared costs

Track shared spending and the live balance in one glance.

Review Items

Whole Foods$63.28

Paper towels$8.49

Shared / 50%
Add 4 transactions

Scan receipts

Take a photo or upload a receipt so Flowt can extract items automatically.

Charts $1,284.50
CombinedSharedMine

Groceries$420

Rent$650

Dining$184

See spending patterns

Spot budgets, categories, and month-over-month movement.

Face ID Unlock Flowt

Keep access private

Open Flowt quickly without making household finances public.

Organize by Budget Space

Keep solo spending, couples, roommates, and trips in separate ledgers without losing the big picture.

Ask your budget in plain English

Flowt Assistant answers household questions from app data and suggests next steps without changing anything for you.

Settle groups one person at a time

For roommates and trips, Flowt turns group balances into clear pay or record actions for each person.

Stay synced with notifications

See shared activity, invite updates, and settlement moments without hunting through the app.

Invite people without fragile links

Email invites, copyable codes, and safe fallback pages help people join cleanly.

The monthly rhythm

Add it, review it, settle it — without the mess.

Flowt follows the natural routine: log the expense when it happens, review a clean monthly ledger, and settle up with clear next steps.

Add Expense
Amount$86.42 CategoryGroceries
Date2026-05-02 Paid byGary
01

Add or scan

Log a purchase manually or scan a receipt right after checkout.

Shared expense
50/50Custom
Gary50% Alex50%
02

Review the ledger

Filter All, Mine, Shared, or Solo and see who paid each expense.

Settlements
You owe Alex $118.20
Outstanding$842
03

Settle up

Use the live household balance to pay back the right amount.

Flowt Pro

More automation when the household gets busy.

Free tracking stays simple. Pro adds the time-saving layer: faster receipt cleanup, richer history, and deeper spending context.

01Clean receipts faster

Scan, review, and save grocery runs without retyping every line.

02Read the month clearly

Category movement and history make patterns easier to spot.

03Upgrade in-app

Flowt Pro lives in the app when your household needs the extra automation.

Privacy

Built for household finances, not ad targeting.

01 No selling financial data

Expense data is used to run Flowt, not to build an ad profile.

02 Apple-managed purchases

Pro plans are handled through Apple In-App Purchase.

03 Account deletion support

Support can help with account and data deletion requests.

Read the privacy policy

Contact

Questions, support, or account help.

support@flowt.app

Use the email attached to your Flowt account for household setup, subscription, receipt scanning, privacy, or deletion requests.

Support Privacy requests App feedback

FAQ

Questions before downloading

Who is Flowt for?

Couples, roommates, and shared households that want one place for shared expenses, personal spending, and settlement tracking.

Is Flowt just a bill-splitting app?

No. Splitting is part of it, but Flowt also covers receipt scanning, category budgets, charts, and monthly spending visibility.

When will the App Store link be available?

Flowt is live on the App Store now. Use the download button above to open the listing.

Will there be a web dashboard?

The current product is focused on iPhone. A web dashboard can be added later if enough households need it.

Try Flowt

Start with the next shared expense.

Download on the App Store