Shared money, handled calmly

Shared money, less tension.

Flowt is the shared-money app for people who split real life: budgets, receipts, flexible splits, invites, reminders, and settlement in one calm monthly flow.

Live on iPhone with free tracking and optional Flowt Pro upgrades.

Shared Money OS
Budget, split, settle, and understand together.
Budget Spaces
Separate home, solo, roommates, and trips.
Assistant + alerts
Ask questions and stay synced on what changed.

Full walkthrough

See the monthly flow in under a minute.

A quick pass through the real app moments: opening the month view, scanning a receipt, adjusting splits, reviewing charts, and settling up.

Why Flowt

The missing layer between budgeting and splitting.

Flowt keeps the month’s budget, receipts, shared splits, and settlements in one place — so everyone understands what happened before the money talk starts.

Couples

For couples who split life, not just dinner.

Track groceries, rent, dates, household supplies, and shared goals without merging every account.

Roommates

Keep household costs clear.

Split rent, utilities, groceries, and shared supplies with balances everyone can understand.

Trips & groups

Split the group without spreadsheet chaos.

Scan receipts, choose who participated, and settle each person separately.

Complete capability map

One product loop for shared life.

Flowt now covers the full rhythm: create the right space, invite people, capture spending, choose who participated, understand the month, get nudged, and settle cleanly.

01

Budget Spaces

Solo, partner, roommate, household, and trip ledgers with active-space switching and scoped budgets.

02

Receipt capture

Scan or upload receipts, review extracted items, and save shared or personal transactions faster.

03

Flexible split logic

50/50, custom, selected-member group splits, default split preferences, and exact split details.

04

Settlement plans

Clear balances, separate group actions, e-transfer copy support, and records when payments are done.

05

Charts + context

Combined, shared, and mine views with budgets, categories, trends, and shared-balance context.

06

Flowt Assistant

Ask budget questions in plain English and get grounded, proposal-only next steps from app data.

07

Invites + onboarding

Email invites, join codes, safer fallback links, first-run Budget Space setup, and guest-friendly recovery.

08

Notifications

A notification center and preferences keep shared expenses, invites, and settlement updates visible.

Feature coverage

Every important capability, shown with product motion.

Household May balance
You owe Alex $118.20

Groceriespaid by Alex$86.42

Home supplies50/50$29.16

Split shared costs

Track shared spending and the live balance in one glance.

Review Items

Whole Foods$63.28

Paper towels$8.49

Shared / 50%
Add 4 transactions

Scan receipts

Take a photo or upload a receipt so Flowt can extract items automatically.

Charts $1,284.50
CombinedSharedMine

Groceries$420

Rent$650

Dining$184

See spending patterns

Spot budgets, categories, and month-over-month movement.

Face ID Unlock Flowt

Keep access private

Open Flowt quickly without making household finances public.

Organize by Budget Space

Keep solo spending, couples, roommates, and trips in separate ledgers without losing the big picture.

Ask your budget in plain English

Flowt Assistant answers household questions from app data and suggests next steps without changing anything for you.

Settle groups one person at a time

For roommates and trips, Flowt turns group balances into separate pay or record actions for each friend.

Stay synced with notifications

See Budget Space activity, invite updates, settlement moments, and read/unread status without hunting through the app.

Invite people without fragile links

Email invites, copyable join codes, and safe fallback pages help friends join a Budget Space even on older app builds.

The monthly rhythm

Track it when it happens. Review it when it matters.

Flowt is designed around the real household routine: one person pays, both people need visibility, and the balance should be obvious before the conversation starts.

Add Expense
Amount$86.42 CategoryGroceries
Date2026-05-02 Paid byGary
01

Add or scan

Log a purchase manually or scan a receipt right after checkout.

Shared expense
50/50Custom
Gary50% Alex50%
02

Review the ledger

Filter All, Mine, Shared, or Solo and see who paid each expense.

Settlements
You owe Alex $118.20
Outstanding$842
03

Settle up

Use the live household balance to pay back the right amount.

Flowt Pro

More automation when the household gets busy.

Free tracking stays simple. Pro adds the time-saving layer: faster receipt cleanup, richer history, and deeper spending context.

01Clean receipts faster

Scan, review, and save grocery runs without retyping every line.

02Read the month clearly

Category movement and history make patterns easier to spot.

03Upgrade in-app

Flowt Pro lives in the app when your household needs the extra automation.

Privacy

Built for household finances, not ad targeting.

01 No selling financial data

Expense data is used to run Flowt, not to build an ad profile.

02 Apple-managed purchases

Pro plans are handled through Apple In-App Purchase.

03 Account deletion support

Support can help with account and data deletion requests.

Read the privacy policy

Contact

Questions, support, or account help.

support@flowt.app

Use the email attached to your Flowt account for household setup, subscription, receipt scanning, privacy, or deletion requests.

Support Privacy requests App feedback

FAQ

Questions before downloading

Who is Flowt for?

Couples, roommates, and shared households that want one place for shared expenses, personal spending, and settlement tracking.

Is Flowt just a bill-splitting app?

No. Splitting is part of it, but Flowt also covers receipt scanning, category budgets, charts, and monthly spending visibility.

When will the App Store link be available?

Flowt is live on the App Store now. Use the download button above to open the listing.

Will there be a web dashboard?

The current product is focused on iPhone. A web dashboard can be added later if enough households need it.

Try Flowt

Start with the next shared expense.

Download on the App Store